Direct answer
It depends on your pet’s current health status, as premiums for older pets are significantly higher and most policies exclude pre-existing conditions that are more common with age.
Independent actuarial analysis of pet insurance loss ratios and premium tables for senior animals. For additional information about how pet insurance premium trends and loss ratios are regulated and analyzed, see the National Association of Insurance Commissioners.
What this means for you
It depends on your pet’s current health status, as premiums for older pets are significantly higher and most policies exclude pre-existing conditions that are more common with age.
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