Protect Your Future Income with Reliable Disability Insurance
Protect your future with Individual Disability Insurance. Because illness or injury can disrupt your career, this coverage secures your income so you can focus on recovery. Don't leave your earnings to chance; get the peace of mind you deserve today.
The Essential Benefits of Securing Individual Disability Coverage
Protection for your income during your career and key working years
Supplement your employer-sponsored disability plan
Expert financial advice tailored to your goals
Secure your lifestyle with income protection
Ultra-Portable and Lightweight Design for Effortless Travel
No matter if you're self-employed or work for someone else, your coverage is always with you. Transitioning to a new job? Rest easy knowing your protection travels with you.
Tailored Solutions Designed To Fit Your Unique Needs
Recognizing that everyone has unique needs, our individual disability insurance from New York Life offers tailored coverage designed to suit your specific circumstances and requirements.
Secure Your Financial Future with Reliable Protection
Above all, it serves as a trustworthy solution to replace a portion of your income, helping you maintain your standard of living. Enjoy peace of mind knowing you’ll have support when you need it most.
Build a Strong and Stable Financial Future for Your Family Starting Now
Get a free consultation to explore the best life insurance and annuity options for you.
How to Choose the Best Income Protection Plan for Your Financial Future
With MyIncome Protector, you won’t have to compromise with a “one size fits all” solution. We provide three distinct packages—Core, Pro, and Max—each offering unique riders like the Catastrophic Disability Rider and Partial Disability Benefit Rider. You can choose to add riders to enhance your coverage according to your individual needs. Plus, you have the option to collaborate with your financial advisor to create a personalized package just for you.
Essential Core Service Package Solution
This package offers a fundamental definition of disability, delivering the most economical coverage with a benefit period of either 10 years or until age 65.
Comprehensive Pro Plan for Professional Results
For those seeking enhanced financial security, this package includes "own occupation" coverage for the entire benefit period or up to age 67.
Complete Max Package: Get All Premium Features and Best Value
For the highest level of protection, this package delivers comprehensive coverage with "true own occupation" benefits and a benefit period extending to age 70.
Design Your Personal Premium Service Package Now
Work with your financial advisor to design a personalized plan that meets your specific needs and circumstances.
The Essential Benefits of Personal Disability Insurance
Protect your career today. Your health can change at any time. Stay prepared for the unexpected.
Understanding the True Prevalence of Long-Term Disability
It’s easy to assume that by being cautious, you can avoid a disabling event. However, the truth is that most accidents are unpredictable and can happen anywhere: at work, during travel, or even at home. Moreover, studies indicate that many disabilities stem from illnesses—such as cancer, heart attacks, or diabetes—not just injuries.
Preserve the Quality of Life You Have Worked So Hard to Achieve
Many 20-year-olds face a significant risk of becoming disabled before retirement. Consequently, individual disability insurance is vital for protection. This coverage provides financial security and peace of mind, ensuring your lifestyle remains stable regardless of your career.
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Secure Your Financial Future with Long-Term Planning
Get a free consultation to explore the best life insurance and annuity options for you.