Direct answer
No, standard pet insurance policies typically cover only accidents and illnesses; coverage for routine vaccinations requires adding an optional wellness rider at an additional cost.
Comparison of standard industry policy declarations versus optional wellness add-on disclosures. For additional information about how pet insurance policies are structured and categorized, see the North American Pet Health Insurance Association‘s industry resources.
What this means for you
No, standard pet insurance policies typically cover only accidents and illnesses; coverage for routine vaccinations requires adding an optional wellness rider at an additional cost.
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