Does my school district's insurance cover me if a student sues me personally?

Direct answer

It depends on whether your district’s policy includes ‘individual coverage’ for employees, as many policies only protect the district itself against vicarious liability.

Public school district collective bargaining agreements and institutional liability policy summaries. For additional information about liability protection and legal coverage for educators, see the National Education Association‘s guide to professional liability insurance.


What this means for you

It depends on whether your district’s policy includes ‘individual coverage’ for employees, as many policies only protect the district itself against vicarious liability.

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This page is informational and not a coverage guarantee or quote.

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