Direct answer
No, most standard educator professional liability policies exclude coverage for independent business activities or private tutoring conducted outside of your contracted employment.
Standard educator professional liability insurance policy exclusions and terms of service documents. For additional information about professional liability coverage and potential coverage gaps for private work, see the National Education Association‘s guidance on educator insurance.
What this means for you
No, most standard educator professional liability policies exclude coverage for independent business activities or private tutoring conducted outside of your contracted employment.
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