Disability Insurance: Complete Security for Your Future
Direct answer It depends on whether your policy includes an ‘own occupation’ definition, which pays benefits if you cannot perform your specific job, versus an ‘any occupation’ definition, which only pays if you are unable to perform any gainful employment. Disability insurance contract language guidelines distinguishing between own-occupation and any-occupation definitions. What this means for […]
MetLife Must Pay: A Guaranteed Legal Victory
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. A recent federal court decision provides an important reminder that an insurance company’s decision to terminate long-term disability benefits is not necessarily the final word. In Fitzgerald v. […]