Direct answer
Premiums typically range from 1% to 3% of your annual income, though it depends heavily on your age, occupation, health status, and the specific elimination period selected.
Data derived from national actuarial rate tables and average industry premium filings for individual disability policies. For additional information about the factors influencing premium rates, see the Council for Disability Awareness‘s research and consumer resources.
What this means for you
Premiums typically range from 1% to 3% of your annual income, though it depends heavily on your age, occupation, health status, and the specific elimination period selected.
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