Direct answer
No, it typically does not cover your full gross salary because benefits are generally capped at a percentage of your income to ensure you have a financial incentive to return to work.
Industry standard disability policy contract definitions regarding benefit caps and income loss calculations.
What this means for you
No, it typically does not cover your full gross salary because benefits are generally capped at a percentage of your income to ensure you have a financial incentive to return to work.
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