
Direct answer
It depends on the replacement cost of your home and your local fire protection class, though Ohio premiums generally remain lower than coastal states due to a lower frequency of catastrophic weather events.
Data derived from the Ohio Department of Insurance market analysis reports and regional insurance carrier pricing trends. For additional information about state-specific coverage trends and consumer data, see the National Association of Insurance Commissioners‘ interactive market data reports.
What this means for you
It depends on the replacement cost of your home and your local fire protection class, though Ohio premiums generally remain lower than coastal states due to a lower frequency of catastrophic weather events.
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This page is informational and not a coverage guarantee or quote.