TikTok’s $400 million COPPA settlement is a wake-up call on cyber and D&O sub-limits

📰 Curated Industry Article

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Global regulators issued roughly $542 million in fines in Q1 2026 alone. Most cyber and D&O policies only cover a fraction of that exposure – and the gap is widening

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💡 What This Means For You

Universal life policies offer more flexibility than whole life, but that flexibility means they need more active management — premium payments, interest crediting rates, and policy performance can all shift with market and industry conditions. If developments like this raise questions about your own IUL or GUL policy, our advisors can review it with you at no cost.

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📰 This article is sourced from a trusted insurance industry publication. Legacy Life Insurance Group shares this for informational purposes only. Always consult a licensed advisor for personalized guidance.