Does Texas community property law affect my life insurance beneficiary designation?

Direct answer

It depends on whether the policy premiums were paid with community property; if they were, a spouse may have a legal claim to a portion of the death benefit regardless of who is named as the primary beneficiary.

Texas Family Code provisions regarding characterization of marital property. For additional information about how property is characterized during marriage, see the Texas Law Help website.


What this means for you

It depends on whether the policy premiums were paid with community property; if they were, a spouse may have a legal claim to a portion of the death benefit regardless of who is named as the primary beneficiary.

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