Direct answer
Costs typically range from 1% to 3% of your annual income, but it depends on your age, occupation, health status, and the specific benefit percentage you choose.
Industry-standard actuarial pricing models used by major insurance carriers. For additional information about the industry standards used to determine insurance premiums, see the LIMRA’s research on life and disability insurance pricing and trends.
What this means for you
Costs typically range from 1% to 3% of your annual income, but it depends on your age, occupation, health status, and the specific benefit percentage you choose.
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