Capex ‘super-cycle’ among largest commercial P&C opportunities in decades: Swiss Re
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. A new Swiss Re Institute report has suggested that a global capital expenditure (capex) super-cycle, driven by surging investment in data centres, energy systems and other strategic infrastructure, […]
The Ultimate Guide: Is Whole Life Insurance Worth It?
Direct answer It depends on your current cash flow and long-term financial goals, as whole life insurance provides a permanent death benefit and cash value growth but comes with higher premiums than term life alternatives. Actuarial financial planning standards for high-income-potential professionals. For additional information on best practices for high-net-worth financial planning, see the American […]
Protect Your Income: Disability Insurance for Developers
Direct answer Yes, because your primary income-generating asset is your ability to work, and freelance developers lack the employer-sponsored long-term disability benefits that traditional employees receive. Bureau of Labor Statistics data regarding disability risk in knowledge-based industries. What this means for you Yes, because your primary income-generating asset is your ability to work, and freelance […]
Essential Guide: Naming Minors as Insurance Beneficiaries
Direct answer Yes, you can name a minor as a beneficiary, but California law typically requires the appointment of a legal guardian to manage the funds because minors cannot legally control insurance payouts. California Probate Code statutes regarding the management of assets for minors. For additional information about the management of assets for minors, see […]
Does Texas community property law affect my life insurance beneficiary designation?
Direct answer It depends on whether the policy premiums were paid with community property; if they were, a spouse may have a legal claim to a portion of the death benefit regardless of who is named as the primary beneficiary. Texas Family Code provisions regarding characterization of marital property. For additional information about how property […]
Does my term life insurance policy need a review when my child starts a new school year?
Direct answer It depends on whether your existing death benefit is sufficient to cover rising educational costs and childcare expenses, as these financial obligations often increase annually. You should review your coverage if your household income or debt level has shifted significantly since the last academic cycle. Financial planning guidelines provided by the National Association […]
Essential Chicago Bridge Stuck After Remarkable Boat Mishap
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. A major bridge in downtown Chicago remained stuck in the raised position for more than four hours Wednesday after dangerous heat caused its components to expand. The DuSable […]
The Atlantic Hurricane Season Is A Powerful Historic Record
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Dry air, a stable atmosphere and storm ripping wind shear are suppressing every system that emerges, fulfilling predictions that a strong El Niño will make it a quiet […]
EQT Secures a Powerful New McGill Stake Deal
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. EQT and McGill and Partners have revealed that EQT X (EQT) has entered into a definitive agreement to acquire a majority stake in McGill and Partners from Warburg […]
How Record Reinsurance Capital Fuels Essential Growth
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. With global reinsurance capital climbing to a record $800 billion, insurers heading into the 1 January 2027 renewals have an exceptional opportunity to move from a defensive balance […]